When Homeowners Do Not Pay

Many community associations and private utility companies are experiencing rising rates of delinquency. Pickett & Oliverio, LLP, a licensed Maryland Debt Collector, has engaged in debt collection on behalf of community associations for over 20 years, and has the experience and background to help our clients achieve their objectives quickly and at minimal expense.

At Pickett & Oliverio, LLP, we represent Homeowners' Associations (HOAs) and Condominium Associations by taking the legal steps needed to protect our clients' interests when homeowners fail to make required payments.

Aggressive Pursuit Of Delinquent Debt

Our firm's Bowie and Prince Frederick offices represent more than 200 Homeowners' Associations (HOAs) and Condominium Associations in efforts to recover unpaid association fees and other outstanding debts. Our attorneys pursue all avenues of debt collection, including:

  • Demand letters
  • Filing liens
  • Civil suits
  • Post-judgment collection such as wage, rent, and bank garnishments, writs, sheriff sales, and foreclosures

Collecting assessments requires knowledge in all aspects of collection law, particularly, the Fair Debt Collection Act and the Maryland Contract Lien Act. It is important to retain an attorney who not only obtains personal judgments and files liens against the property, but who can also maneuver through the bankruptcy process, actively pursue post-judgment collection, and provide reliable information on the delinquent owner. Pickett & Oliverio, LLP, utilizes all available technology and even works with private investigators to assist in uncovering hidden assets. We encourage our clients to take quick legal action on delinquent accounts to reduce the time and expense of collecting unpaid assessments.

In addition to our condo and HOA debt collection efforts, our lawyers provide general legal advice, draft documents, negotiate contracts and handle contested litigation matters.

Contact our office at 240-242-5801 for a list of our services and fees associated with our debt collection work.